Niramaya - Health insurance scheme
( on reimbursement basis )
overall limit of the coverage for a person is : Rs. 1,00,000/-
Objectives of Niramaya
To provide affordable Health Insurance to persons with Autism, Cerebral Palsy, Mental Retardation & Multiple Disabilities.
To encourage health services seeking behavior among persons with disability.
To improve the general health condition & quality of life of persons with disability.
The entire scheme will be implemented through an Insurance company & monitored by the National Trust.
Documents required for enrollment
- Photo
- Disability certificate / IQ certificate
- Residential proof
- Adhar card
- Bank book
- Rs.250/- if family monthly income is upto Rs.15000/- pm.
- OR
- (ii) Rs.500/- if family monthly income is above Rs.15000/- pm.
- (iii) Renewal is free only for BPL category( Income certificate )
Scheme and coverage
Have a single premium across age band.
Provide same coverage irrespective of the type of disability covered under NT
Insurance cover up to Rs. 1,00,000/-
All persons with developmental disabilities covered under National Trust Act, will be eligible and those enrolling with National Trust would be included and there will be no ‘selection’.
The scheme will be available in the entire country except in J & K
The scheme further envisages that there shall be
- No exclusion of Pre-existing condition
- Same cover as that for other persons
- Services ranging from regular Medical Check-up to Hospitalization, Therapy to Corrective Surgery, Transportation.
- Conditions requiring repetitive medical intervention as an in-patient.
- Pre & Post hospitalization expenses, subject to limits.
- No pre-insurance medical tests.
- Reimbursement of claims in case of OPD services from any Qualified Medical Practitioner and for IPD treatment can be taken from a Hospital anywhere in the country
Quick Links
Contact Info
- SAVALI ,Plot No 13, S no 78, Left Bhusari colony, Paud Road, Kothrud Pune 411038.
- 020 - 25282379
- presidentsavali@gmail.com
- info@savalimrcp.org